If you're a Minnesotan, chances are you’ve daydreamed about a cozy cabin up north or a lake home where weekends stretch a little longer and life moves a little slower. In 2025, that dream is becoming a reality for more buyers—and not just retirees or vacationers.

Across the state, second homes are back in demand, and for good reason.

Why the Demand for Second Homes Is Rising Again
The second-home market in Minnesota is booming, fueled by shifting priorities, flexible work setups, and the increasing desire for nature, space, and balance. Here’s what’s driving it:

• Remote & Hybrid Work: Many professionals are still working partially or fully from home—and that “home” can now be by the lake.
• Lifestyle Investments: Families are prioritizing wellness, outdoor living, and experiences over more traditional luxuries.
• Rental Income Potential: Second homes in popular areas like the Brainerd Lakes, Ely, or Grand Marais are attractive short-term rental investments.
• Legacy Properties: More buyers are looking to invest in places that can be enjoyed now and passed down later.

Top Minnesota Hotspots for Second Homes
Whether you’re looking for a weekend getaway or an investment with long-term potential, here are a few standout locations:

• Brainerd Lakes Area – A classic destination offering boating, dining, golf, and year-round recreation. Think Gull Lake, Crosslake, and Whitefish Chain.
• Lutsen & North Shore – Ideal for outdoor adventurers, with scenic views, hiking, and a growing vacation rental market.
• Ely & Boundary Waters – Remote beauty meets rugged charm—great for those seeking peace, solitude, and nature immersion.
• Alexandria Chain of Lakes – Easily accessible from the Twin Cities, with a strong community vibe and great fishing.

What to Know Before Buying a Second Home in Minnesota
Buying a second property isn’t just about choosing the right lake—it’s also about understanding the unique needs of seasonal ownership in the Midwest.

Here are a few things to consider:

• Winterization: Make sure the home is equipped for cold weather—or have a plan to winterize properly each season.
• HOAs & Lake Associations: Understand local rules on rentals, docks, shoreline maintenance, and quiet hours.
• Maintenance: If you’re not living there year-round, consider hiring a local caretaker or property manager.
• Financing Options: Second-home loans and investment property loans come with different down payment and rate requirements—know your goals before applying.

Popular Features in Today’s Second Homes
Today’s second-home buyers aren’t just looking for a place to crash—they’re looking for comfort, efficiency, and fun.

Here’s what’s topping the wish list:

• Lakeshore access or private dock
• Outdoor fire pits & gathering spaces
• Heated garages & storage for snowmobiles/boats
• High-speed internet (even in remote areas)
• Modern kitchens & updated bathrooms
• Open-concept living with cozy lodge-style elements

Thinking About a Second Home?
Whether you're ready to explore lakefront living, secure a weekend rental property, or find your next family legacy home, I'm here to help you navigate it all—from location scouting to making smart investment decisions.

Let’s talk about what second-home ownership could look like for you this year.

📩 Reach out anytime—or let’s meet for coffee and chat cabins.